Your decision to buy a home is both a sound financial decision and a commendable achievement. As your real estate agent . . .

First time home buyer tips and resources
Many first-time home buyers don't realize what they are getting themselves into when they consider owning a home: home inspections, closing costs, buyer's brokers, appraisals, mortgage approval, etc. The U.S. Dept. of Housing and Urban Development includes a list of housing counseling agencies, which offer first time home buyer programs. These programs are designed to help first time home buyers weigh the benefits of renting vs. buying. The programs teach first time home buyers about the different mortgage programs that are available, the value of a home inspection, and what to expect at closing, including closing costs.

Five key HUD recommendations: a) know your rights as a buyer; b) find out how much mortgage you can afford; c) create a house wish list; d) find a real estate broker; and e) make an offer contingent on a home inspection.

• I will lead you through every step of the exciting home buying process.
  
• I will help you define your "wish list" of features you want in your home, your neighborhood and your school district.
   
• I will walk you through the mind-boggling financial details associated with buying a home, including understanding the various mortgages and home buying programs available to you.
   
• I will monitor all new listings and alert you to new houses as soon as they are put on the market.
   
• I will eliminate the stress involved with buying a home by putting my years of real estate experience to work for you.

Finding the perfect home is my business. Contact me today!